Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

Residential lenders

Michelle Garcia
Countrywide Home Loans

Home Loan Consultant
352-243-9941 Ext. 223
fax 352-243-1975
407-970-4305 cell
Michelle_R_Garcia@countrywide.com

 

Eric Bastian
Wachovia Mortgage

15701 SR 50, STE 201
Clermont, FL 34711
Mortgage Consultant
Office: 352-394-1776
Fax: 352-394-7646
Cell: 407-257-9848

 

Lisa Meyer, Mortgage Loan Originator

Florida Choice Bank

1820 S. U.S. Highway 27

Clermont, FL 34711

352-241-2138 Office

352-243-3476 Fax

407-506-2867 Cell

LMeyer@access-bank.com

 

 

Chuck Harrison

Mortgage Design Group

931 n SR 434 ste 1201-221

Altamonte Springs Fl 32714

407 774 0031 office

321 279 3693 cell

Chuck123mortgages@yahoo.com

 

 

Greg Ersek

Branch Manager

Stockton Turner & Company

Office:407-699-5511

Fax: 407-479-3214

Cell: 407-592-7005

ersek.stc@gmail.com

 

Commercial lenders

Michael S. Oberholtzer

VP Commercial Lending

Global Capital Bancorp

215-290-8892 o

215-352-0533 f

mike@globalcapitalbancorp.com

 

 

Mike Hershaft

Banco Popular

1200 Deltona blvd suites 41 & 42

Deltona, Fl 32725

386.8602658

Fax 386.860.9494

407 687 4271

mihershaft@bpop.com

 

 

Belinda Gaines

407-482-4497 #4

Bank of America

10419 Narcoossee Rd

Orlando, Fl 32832

Belinda.Gaines@bankofamerica.com

 

 

Rick Von Minden

UPS Capital

5400 S. University Drive, Bldg. 3

Davie, FL 33328

954-680-7454 office

954-252-1111 fax

954-252-2464 efax

954-804-7268 cell

rvonminden@ups.com

www.upscapital.com

 


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.14%6.34%
15-yr Fixed5.81%6.12%
1-yr Adj5.33%6.61%
* national averages



Mortgage Calculator:
Sales Price: $
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Term: yrs
Monthly payment: $



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